We begin by answering any questions you may have. These often involve Social Security, income planning, and questions on your current financial holdings such as brokerage accounts, 401(k)s, annuities, life insurance and various other matters. We take this step seriously, as it is crucial that you understand your current situation based on facts, not persuasion or sales pressure.
We will work with you to identify what your risk tolerance, or emotion toward your money, is.
Analyzing your current portfolio for its inherent risks is important. We also walk you through all the internal fees, and advisory fees present in your holdings so you know what you are paying for what you are getting in return.
We then compare this analysis with your risk tolerance and test your current investment strategy to determine how likely it is to meet or fall short of your needs.
We will show you how aligning your risk tolerance with the risk inherent to your portfolio can solidify your financial footing in retirement. At this point you will know the facts, and be shown the tools that can be used to help you live your ideal retirement.
We will handle every step of putting your new retirement investment strategies into action. We understand that making major financial decisions and changes is a stressful experience. Our hands-on approach assures you are impeccably informed of every change, exactly what your advisory fees are, and how your new investment strategy will put you on track for the retirement lifestyle you desire.
We focus on building 100% complete financial strategies customized to fit your lifestyle, circumstances, and biggest goals. From the very first time we meet, our goal is to educate you, and learn as much as we can to help you. As your fiduciary, our primary duty is to operate in your best interest, not ours. This means no recommendations can be made until all the pertinent facts of your situation are understood by you and our advisors. No sales pressure. No confusing jargon. No bias toward one solution or another. We want what is best for you. It is our fiduciary duty.